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Compare loans, check eligibility, calculate EMI, and get access to credit from multiple lenders — all in one platform.

Personal Financing

Personal Loan

Get quick access to funds for your personal needs with a fast and hassle-free loan process. Whether it’s for medical expenses, travel, education, or lifestyle goals, Finakit offers flexible personal loan solutions with simple eligibility and competitive repayment options.

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Personal Loan
Housing Finance

Home Loan

Turn your dream home into reality with customized home loan solutions designed for convenience and affordability. Finakit helps you secure the right financing with attractive interest rates, flexible tenures, and expert support throughout the entire home-buying journey.

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Home Loan
Business Financing

Business Loan

Empower your business growth with tailored financing solutions built for SMEs, startups, and expanding enterprises. From managing working capital to scaling operations, Finakit provides structured business loans with fast approvals and minimal documentation.

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Business Loan
Secured Financing

Loan Against Property

Unlock the value of your residential or commercial property to access high-value financing with flexible repayment plans. Finakit’s Loan Against Property solutions are ideal for business expansion, education, medical needs, or personal liquidity.

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Loan Against Property
Vehicle Financing

Car Loan

Drive home your new vehicle with affordable and convenient car loan solutions from Finakit. Enjoy competitive interest rates, flexible EMIs, and a smooth approval process designed to make car ownership easier than ever.

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Car Loan
Pre-Owned Vehicle Finance

Used Car Loan

Finance your pre-owned vehicle with easy approval processes and flexible repayment options. Finakit helps you secure reliable financing solutions for certified used cars without unnecessary delays or complicated paperwork.

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Used Car Loan
Two Wheeler Finance

2-Wheeler Loan

Quickly finance your bike or scooter with minimal documentation and attractive repayment plans. Finakit makes two-wheeler financing simple, fast, and affordable for everyday commuting and lifestyle mobility needs.

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2 Wheeler Loan
Commercial Car Loan
Commercial Vehicle Finance

Commercial Car Loan

Get hassle-free financing for commercial cars and business vehicles with flexible repayment options and quick approvals. Finakit helps entrepreneurs, taxi operators, and fleet owners grow their business with affordable and reliable vehicle financing solutions.

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Personal Loan Eligibility:
Clear, Simple, and Accessible

A Personal Loan could be your financial solution if you meet the eligibility requirements. Here's a quick breakdown of the essential criteria, helping you confidently prepare and apply.

Age
Typically between 21 and 60 years at the time of the loan application
Income
A steady income from employment or business
Employment Type
Salaried, self-employed, or pensioners
Credit Score
A good credit score (usually 650 or higher)
Work Experience
Minimum 1-2 years of work experience (depends on lender)
Loan Amount
Varies based on income and repayment capacity. You can get anywhere from INR 10,000 to INR 50 Lakhs.

Watch How to Apply for Your Loan

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EMI Calculator

MONTHLY PAYABLE AMOUNT

8,791

Principal Amount
1,00,000
Interest Payable
5,493
Personal Loan
  • Instant Loan
  • Personal Loan
  • Home Loan
  • Professional Loan
  • Business Loan
  • Machinery Loan
  • Medical Equipment Loan
  • Loan Against Property
30%

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