Affordable 2 Wheeler Loans for Your Dream Ride
Buy your new or used bike with flexible EMIs, quick approval, and attractive interest rates from leading banks and NBFCs.
I
N
A
KIT
I
N
A
KIT
A 2 Wheeler Loan helps you purchase a new or pre-owned bike without paying the full amount upfront. Whether you are upgrading your ride or buying your first bike, Finakit helps you get the right financing solution at affordable rates.
We work with leading banks and NBFCs to help you compare interest rates, loan amount, tenure, and EMI options. Our experts guide you through the complete process — from vehicle selection and documentation to approval and disbursement.
2 wheeler loans typically require lower down payments and offer flexible repayment options, making it easier to own a bike without financial stress.
Easy financing, quick approval, and flexible repayment options for your bike purchase.
Buy your preferred bike without full upfront payment.
Enjoy affordable interest rates from top lenders.
Repay comfortably with tenure up to 5 years.
Fast processing and minimal documentation for easy approval.
Basic eligibility requirements considered by banks and NBFCs for 2 wheeler loans.
Applicants are generally required to be between 18 to 65 years of age.
Salaried individuals, self-employed professionals, and business owners can apply.
Consistent income and repayment capacity are important for loan approval.
A credit score of 700+ improves chances of faster approval and better interest rates.
The 2 wheeler should meet lender requirements in terms of age, condition, and valuation.
Identity proof, address proof, income documents, and bank statements are required.
Keep these documents ready for faster 2 Wheeler Loan approval.
Compare 2 wheeler loan offers from leading banks and NBFCs to get best interest rates, flexible EMI options, and quick approval.
| Bank | Interest Rate | Processing Fee | Loan Amount | Tenure | Action |
|---|---|---|---|---|---|
| State Bank of India | 10.50% – 14.00% | Up to 0.50% | Up to ₹2 Lakh | Up to 5 Years | |
| Bank of Baroda | 10.75% – 14.50% | Up to ₹1,000 + GST | Up to ₹2.5 Lakh | Up to 5 Years |
| Bank | Interest Rate | Processing Fee | Loan Amount | Tenure | Action |
|---|---|---|---|---|---|
| HDFC Bank | 9.99% – 13.50% | Up to 0.50% | Up to ₹2 Lakh | Up to 5 Years | |
| ICICI Bank | 10.25% – 14.25% | Up to 0.50% | Up to ₹2.5 Lakh | Up to 5 Years |
| NBFC | Interest Rate | Processing Fee | Loan Amount | Tenure | Action |
|---|---|---|---|---|---|
| Tata Capital | 11% – 16% | Up to 2% | Up to ₹2 Lakh | Up to 4 Years | |
| Bajaj Finance | 11.50% – 17% | Up to 2.5% | Up to ₹2.5 Lakh | Up to 5 Years |
Get instant assistance from application to approval with a smooth and fast 2 wheeler loan process.
Apply For 2 Wheeler LoanCommon questions about 2 Wheeler Loans, eligibility, repayment, and approval process.
