Business Loans to Fuel Growth & Expansion
Secure fast and flexible business financing for working capital, expansion, machinery purchase, inventory, and operational needs.
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A business loan helps companies manage working capital, expand operations, purchase machinery, hire staff, increase inventory, or improve cash flow without affecting day-to-day business activities. Whether you run a startup, retail shop, manufacturing unit, trading company, or service-based business, Finakit helps you access the right funding solution quickly and efficiently.
We partner with leading banks and NBFCs to provide tailored business loan solutions with competitive interest rates, flexible repayment options, and minimal documentation. Our experts help you compare offers, understand eligibility, and choose the best financing option based on your business needs.
Business loans can be secured or unsecured depending on the loan amount, lender policy, and borrower profile. With faster approvals and simplified processing, businesses can focus on growth opportunities while we handle the financing support.
Access funding to scale operations, improve cash flow, and support long-term business growth.
Maintain smooth business operations and manage cash flow efficiently.
Expand operations, open new branches, or increase production capacity.
Simplified application process with faster approvals and disbursals.
Choose repayment plans that suit your business revenue cycle.
Basic eligibility requirements commonly considered by lenders before approval.
Most lenders require businesses to be operational for at least 1 to 3 years.
Proprietorships, partnerships, LLPs, private limited companies, and MSMEs are eligible.
Stable annual turnover and healthy business cash flow improve approval chances.
Good credit history and CIBIL score help secure better interest rates and higher loan amounts.
Active business bank account with regular transactions is required.
GST registration, business proof, PAN, and KYC documents are mandatory.
Keep these documents ready for smooth verification and faster approval.
Compare business loan offers from leading banks and NBFCs for working capital, expansion, machinery purchase, inventory management, and operational expenses.
| Bank / NBFC | Interest Rate | Processing Fee | Loan Amount | Tenure | Action |
|---|---|---|---|---|---|
| State Bank of India | 10.50% – 15.30% | Up to 1% | ₹1 Lakh – ₹50 Lakhs | 1 – 7 Years | |
| Punjab National Bank | 10.75% – 16% | Up to 1% | ₹2 Lakhs – ₹25 Lakhs | 1 – 5 Years |
| Bank / NBFC | Interest Rate | Processing Fee | Loan Amount | Tenure | Action |
|---|---|---|---|---|---|
| HDFC Bank | 10.90% – 20% | Up to 2.5% | ₹50K – ₹75 Lakhs | 1 – 6 Years | |
| ICICI Bank | 11% – 18% | Up to 2% | ₹1 Lakh – ₹1 Crore | 1 – 5 Years |
| Bank / NBFC | Interest Rate | Processing Fee | Loan Amount | Tenure | Action |
|---|---|---|---|---|---|
| Bajaj Finserv | 14% – 24% | Up to 3% | ₹1 Lakh – ₹45 Lakhs | 1 – 8 Years | |
| Tata Capital | 12% – 26% | Up to 2.5% | ₹75K – ₹90 Lakhs | 1 – 6 Years |
Complete your application in 3 quick and simple steps.
Start Your ApplicationCommon questions about business loans, approval process, and eligibility.
